LLC Cost Calculator

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This is an estimate, not legal, tax, banking, or insurance advice. State fees change. Before filing, check the state page linked from your guide.

State filing fee preset

State filing fee

First-year state follow-up

Registered agent service

Formation service help

Apply for EIN yourself — $0The IRS EIN application is free when you apply directly. Paid help can still make sense if you do not have an SSN/ITIN or want someone else to handle it. Paid EIN help — estimate $50Add this if you expect to pay a formation company or assistant for EIN handling. Business address / virtual mailbox — estimate $120Useful if you do not want your home address on business records or public-facing accounts. Operating agreement help — estimate $150Many owners use a template, but multi-member LLCs should be more careful here. Insurance starter budget — estimate $300Some businesses need insurance before taking clients, signing contracts, or renting space. Bookkeeping software — estimate $240/yearUse this if you plan to track income and expenses in software from day one. Payroll software — estimate $480/yearOnly include this if the LLC will pay employees or needs payroll after an S corp election.

LLC Guidebook keeps this tool practical. It is meant to help you plan, not replace advice from a lawyer, accountant, bank, insurer, or state agency.

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